Terms of Service
The Terms of Service for the software Application iOweYou: Debt Tracker ("Application") can be viewed here
Privacy Policy
This privacy policy governs your use of the software application iOweYou (“Application”) for mobile devices that was created by Nikolai Nobadi ("Developer"). The Application is an app that keeps track of debts between two people, automatically calculating the balance by analyzing debits vs credits for each memeber of the iOweYou contract, allowing for easy debt-tracking.
Information Collection and Use
The Application collects and uses personal data as outlined below.
User Provided Information
When you create an account and use the Application, you provide (a) your name, email address, username, password, and other registration information; (b) information you provide when you send feedback or make contact for help; and (c) information you enter into the system when using the Application, such as contract nickname, and information about deals (debts), including debt amount, details, and dates.
Automatically Collected Information
In addition, the Application may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device's unique device ID, the IP address of your mobile device, your mobile operating system, and information about the way you use the Application.
Use of Data
The Application uses your data to provide and improve the service. By using the service, you agree to the collection and use of information in accordance with this policy.
Data Retention
The Developer will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. The Developer will retain Automatically Collected information for up to 24 months. If you would like the Developer to delete User Provided Data that you have provided via the Application, please send your request to nnobadicares@gmail.com, and the Developer will respond within a reasonable time. Please note that some or all of the User Provided Data may be required in order for the Application to function properly.
Security
The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.
Sharing of Data
Your information will be shared with third parties only in the ways that are described in this privacy statement.
User Provided and Automatically Collected Information may be disclosed:
- as required by law, such as to comply with a subpoena or similar legal process;
- when the Developer believes in good faith that disclosure is necessary to protect the Developer's rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;
- with Google Firebase, the main service provider for the Application. You may find the privacy policy for Google Firebase by clicking here;
- if the Developer is involved in a merger, acquisition, or sale of all or a portion of the Developer's assets, you will be notified via email of any change in ownership or uses of this information, as well as any choices you may have regarding this information.
Opt-Out rights
You can stop all collection of information by the Application easily by uninstalling the Application. You may use the standard uninstall processes as may be available as part of your mobile device or via the mobile application marketplace or network.
Children
The Developer does not use the Application to knowingly solicit data from or market to children under the age of 13. If a parent or guardian becomes aware that his or her child has provided information without their consent, he or she should contact the Developer at nnobadicares@gmail.com. The Developer will delete such information from Application files within a reasonable time.
Changes
This Privacy Policy may be updated from time to time for any reason. You will be notified of any changes to this Privacy Policy by posting the new Privacy Policy here and informing you via email. You are advised to consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.
Your Consent
By using the Application, you are consenting to having your information processed as set forth in this Privacy Policy now and as amended by the Developer. "Processed," means using cookies on a computer/hand held device or using or touching information in any way, including, but not limited to, collecting, storing, deleting, using, combining and disclosing information, all of which activities will take place in the United States. If you reside outside the United States your information will be transferred, processed and stored there under United States privacy standards.
Contact
If you have any questions regarding privacy while using the Application, or have questions about the Developer's practices, please contact the Developer via email at nnobadicares@gmail.com